Nobody wants to get into a car accident. However, if you have experienced a collision it is important to take action with care. In this article, we will discuss the steps after a car wreck that you should take.
1. Get Off the Road
The first thing that you should do is to safely take your vehicle off the road. You are going to need to stay at the scene of the crash until the police report has been completed, but until that time, your vehicle should not serve as a hazard to other travelers on the road. Pull over where you can, and turn on your hazard lights.
2. Check On Everyone Involved in the Accident
Once you and the other party in the car crash are off the road, check to make sure everyone is okay. If there has been an injury, immediately call 911. Otherwise, contact the police to come out and make a report of the accident. Remember to stay at the scene of the accident until you are given the clear to leave.
3. Collect Statements and Information
The police will make a report of the accident, and it’s a wise idea to retain a copy of this for your records. Also, speak with the other parties involved in the crash. You will need to exchange information with each other in order to move forward. Get the name of the person driving the other vehicle, as well as contact information such as a phone number, address, and email address. Their insurance information is also a must-have. If there are other passengers of their vehicle, get their information as well. Be willing to give your information to the other driver, too. Remember to speak calmly and respectfully to the other individuals involved in the crash.
One thing to bear in mind: Do not apologize for anything or admit fault, as this can put you in a position of legal liability. Rather, allow the police to make their report. If there were witnesses to the car accident, ask them for their information as well, if they are willing to give it, just in case you may need to contact them at a later date.
4. Get a Medical Check-Up
If you are injured, you want to get medical help right away. However, even if you feel completely fine you do not know for sure if there is a problem that your body is not letting you know about right away. Therefore, it is imperative that you get checked as soon as possible.
5. Contact Your Insurance Agency
This is another vital action to take when it comes to the steps after a car wreck. Contact your insurance agency right away and alert them to the accident. Be sure to tell them the truth about everything. If you lie to your insurance agency and they catch you in your untruth(s), you could get into serious trouble and even end up having to cover the damages yourself.
Nobody wants to experience a car wreck, but if you find yourself in this position, take these steps to ensure that you get on with life as smoothly as possible.